Looking for a Conventional Loan?

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What is a Conventional Loan?

Here at Aspen Home Mortgage, we believe everyone should have the opportunity to achieve the American Dream of Home Ownership and a Conventional Loan is one of the easiest ways to do just that.

A conventional mortgage refers to any loan that is not insured or guaranteed by the federal government, as opposed to government-insured loans including Federal Housing Administration (FHA), U.S. Department of Veteran Affairs (VA) and U.S. Department of Agriculture (USDA). Conventional mortgages (whether conforming or not) typically have a slightly higher down payment than government loans; however, this loan option normally provides more flexibility with fewer restrictions.

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